Welcome to eCheckCasinos.ca, your trusted guide to the most reputable eCheck casinos since 2012 [1*]. We carefully select and review each brand according to our rigorous editorial policy. Below you’ll find an up-to-date list of the highest-rated eCheck casinos Canada currently has to offer:
Legal gambling age is 18+ in Canada and depends on your province. Please check our table for age limits. Ontario is 19+. Always gamble responsibly and don’t wager what you can’t afford to lose. If you seek addiction help, or seek resources please visit ConnexOntario.ca and BeGambleAware.org.
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🌐Content and offers on this page for Rest of Canada only. Ontario players should be automatically redirected to Ontario.
🌐Content and offers on this page for Rest of Canada only. Ontario players should be automatically redirected to Ontario.
Note: If you are an iGaming operator and would like your eCheck casino to be considered for inclusion, please use this form to apply .
🟢 Finding the Best Canadian Casinos that Accept e-Checks
There are many online gambling sites where you can sign up with eChecks in 2024, either by its specific name, or any of its EFT alternatives. However, if you’re in Canada, your options will be more limited. And if you demand only the best eCheck Casinos with the strictest standards of safety and highest reputation, they’re going to be a lot more limited. As of now, there are only a few solid Canadian online casinos that accept eCheck as a deposit method. The most prominent of these are Spin Galaxy (from GM Gaming Limited) and Grand Mondial Casino (from Apollo Entertainment Ltd). Each of these companies are reputable and trustworthy, with long histories of providing excellent customer service.
How we work
We conduct yearly market studies. The last one was our eCheck market study in May 2024, vetting over 150 operators for eCheck acceptance. We found only 21 that did. We then ranked the best eCheck brands based on our proprietary eCheck ease metric. To understand how we rate, please see how the eCheck ease score is calculated.
👌Grand Mondial Casino has the best overall eCheck ease of Use in 2024
Out of all the different iGaming brands, Casino Rewards is at the forefront regarding eCheck-use T&Cs. They allow it for all new player accounts without conditions. What’s outstanding for players is there are no unlock requirements or other conditions to go through. Of all of their brands, we liked GrandMondial the best (Yukon Gold and Luxury Casino were close seconds). Grand Mondial looks clean on mobile, and their minimum eCheck deposit of 10CAD gives you 150 chances at winning one million. The only requirement is to sign up for free using our links and complete the registration process on GameAssists.co.uk, the software platform they use. If you try to access Grand Mondial directly you might be surprised to find that there is no eCheck option listed.
To find all the latest iGaming brands offering echeck, please visit our page on new eCheck operators.
🎖️ Spin Casino is our featured eCheck Casino
TLDR: c$10 min deposit, no maximum deposit. No transaction fee, instant transfer. NSF return fee of $30.00 for any EFT or ACH that bounces (may vary depending on your bank’s policies). Cashout time from 1 to 7 days.
If Spin Casino wasn’t time gated for eCheck use – players need deposit 3 to 5 times first – they would be our top pick. However this strict requirement for all new accounts, to curtail fraud, lowers their eCheck ease score slightly below our top 2 sites (Grand Mondial and Spin Galaxy). While Spin Casino and Galaxy share software providers and platforms, they have different terms and conditions for eCheck. Spin Galaxy offers instant eCheck access on the cashier dashboard without the preliminary 3 to 5 deposits requirement, so it has a higher eCheck ease score. But Spin Casino is a more established site, has a larger player base, and more exclusive titles. It also has a Ontario license while Spin Galaxy does not. So players need to decide which factors to weigh more in their decision.
Being at the forefront of casino payment fintech (financial technology), SpinCasino offers a modern take on iGaming with a host of innovative features. You will find: table games, eCheck slots, and live croupiers via webcams. Free spins are offered as well (although this offer is unavailable to Ontario based players). And regarding banking, SpinCasino accepts common alternative payment options (APMs) such as e-wallets, visa credit cards, and mastercard. Expand for a full list of games offered by Spin Casino.
NetEnt Powered Table Games
Spin offers a comprehensive array of casino games, from blackjack and roulette to poker and baccarat. This eclectic offering is possible because of close partnerships with global software-as-a-service developers: NetEnt, Microgaming and its subsidiaries.
Plenty of Specialty Slot Machines
As of this writing, Spin Casino offers close to 400 popular slot machine titles. Gamblers can choose between: “Ancient fortunes: Zeus”, “Hyper Gold”, “Africa X UP”, “Assassin Moon” and 375 + more titles. Some bangers from Pragmatic Play are available as well. Jackpots are present, offering generous chances, and the overall game RTP is attractive as well.
Live Dealer eCheck Casino Thrills
For a more authentic iGaming experience, some players choose live dealer games over table-style variants. Spin Casino’s live experiences are powered by Evolution Gaming, an industry leader in the field of live gambling technology. Through the magic of Evolution, real-time casino games are streamed directly to your computer, with real dealers and equipment.
🟢 🔧 How Do Instant eCheck Deposits Work ?
An eCheck is essentially a paper check that is written and executed electronically. There is no paper, no pen, no need to sign your name to it. It is processed as an EFT – or electronic fund transfer – wherein the online casino and bank communicate the details of the payment. Here’s what happens the moment a player submits an eCheck / EFT deposit [3*]:
Casino eCheck Deposit Process Flow:
step 1: Online casino sends transmission to bank, asking if amount is available.
step 2: Bank responds with transmission of its own, anwering “Yes” or “No”.
Return Use-Cases:
If “Yes”, the echeck casino instantly credits the user with the deposited money.
If “No”, the payment is declined by the casino.
Like a paper check, the online casino account won’t actually receive that money for the usual 3 to 5 business days. But, since they know the money is available, and that the bank is already beginning to process that payment, they give the player immediate access to it. Such is the beauty of Canada’s impeccable EFT banking system.
🟢 How to Make a Deposit via eCheck
A – Preparation
Retrieve Information from Your Physical Checks: You can find all the necessary information for an eCheck – checking account number, bank name, and routing number – on your paper checks. If you don’t have paper checks, a quick call to your bank will provide you with the information.
B – eCheck Casino Deposit Steps (Visual)
Click to expand and see screenshots of the deposit process step by step.See More
(Example given with eCheck Casino “RubyFortune”)
Step 0- Create an account as per screenshot above at RubyFortune.com or *.ca depending on your location. Ontario players should gravitate to *.ca TLD, while rest of Canada players should opt for the *.com
Step 1– Navigate-click to the Cashier section in the top menu, to the right of the Ruby Fortune Logo.
Step 2 – Choose the electronic check deposit option, when prompted, under the banking section.
Step 3 – You will then see a prompt screen like this, with three pre-selected eCheck deposit values. Choose one of the three, or if your target value doesn’t fall within this range, click “own amount” and input your ideal amount there.
How Much Do You Want to Deposit?
$20
$50
$100
Own Amount
Step 4 – Register Your Banking Information. This includes basic details like the name of your bank, the account type, and the bank’s branch number.Here is the full list of fields that need to be populated at Ruby Fortune Canada:
Bank Name
Account Type
Branch Number
Institute Number
Bank Account Number
Social Insurance Number (Last 4 digits only)
Step 5 – Click the red rectangle at the bottom with the text ‘Deposit’ to authorize the transaction from the eCheck Casino.
🟢 What are the Pros and Cons of the eCheck Payment Method ?
🟢 Different Types of eCheck Transactions Explained
There’s more than one type of eCheck, and they aren’t all created equally (nor available in all countries). The two main types are eCheck and ACH. Both fall into the umbrella of EFTs [4*] . In EFTs (Electronic Fund Transfers), the merchant and bank initiate a digital communication to verify that sufficient funds are available in the user’s bank account. This would typically happen after making a purchase through an e-commerce payment system, or at a physical location using Electronic Funds Transfer at Point of Sale (EFTPOS). For online casinos, this happens at the cashier level and is initiated by the player. It’s all electronic and independant from bank employees. Click to learn more and see a comprehensive table comparing eCheck Canada and USA ACH.See More
EFTs have different names within international markets. For example, ACH is the financial network that typically serves US bank accounts and institutions. UK has its own version of ACH called “Bacs Payment Schemes Limited” or Bacs for short. Canada has Automatic Fund Transfer (AFT) [5*] . And some countries in Europe have “Giro Transfer” where the transaction is initiated by the payer, and not the payee. As for Canadian banking systems, they all operate under the guidelines of Payments Canada, which regularly updates the rules and standards for its Automated Clearing Settlement System (ACSS). These are the rules by which EFTs are processed by Canadian banks. You can find the current ACSS / EFT Rules and Standards here (PDF)
eCheck (Canada) vs ACH Options in Detail
Review
eCheck (Canada)
ACH (United States)
Geographical Scope
Primarily used in Canada.
Primarily used in the United States.
Regulatory Authority
Governed by Canadian banking laws.
Governed by U.S. banking regulations.
Commonly Used Platform
Often processed through the Canadian Payments Association (CPA).
Processed through the National Automated Clearing House Association (NACHA) in the U.S.
Transaction Processing Time
Typically takes 3-5 business days*
Processing time varies, often 1-3 days.
Transaction Charges (bank)
Nomimal fee of around C$0.5- C$1.5 for verification.
Processing fees may vary, from 1.4-3.5%
Usage Across Industries
Widely used in various industries, echeck shopping, iGaming, etc.
Commonly used in finance, payroll, and business-to-business transactions.
* In general, eCheck may take slightly longer to process than ACH due to verification of one-off transactions. However, your casino balance will be credited instantly. If the eCheck bounces or there is fraud involved, additional fees may be levied.
🟢 How has the transition from physical to digital checks impacted online casinos?
The concept of checks has been around for centuries, with the first printed versions emerging in 1762 thanks to British banker Lawrence Childs. The advent of eChecks brought this age-old form of payment into the digital age. But how did this affect online casinos ?
The history of eCheck
Expand for more context and history on the introduction of instant eChecks in the iGaming sphere.. See More
eChecks, or electronic checks, have been key assets in the financial landscape for over two decades [6*], making their debut in the late 1990s. Despite their relative age, it wasn’t until the early 2010s that they started gaining significant traction within the eCommerce community. And particularly among online gaming enthusiasts in America.
When PokerStars was a USA-facing company at the time (this would be pre-black Friday), they started offering ACH deposits and branding them as “Instant eChecks”. Their competitor at the time, Full Tilt Poker, offered a similar product referred to as “Quick Deposit” [7*]. The benefits brought on by these expedited funding methods eventually caught on in the gambling industry. Some casinos started to feature the same eCheck deposit option/logo and branding used by these poker sites. Instant eChecks are now widely available in the Ontario region via Casino Rewards brands, and Cadtree limited .
🟢 eCheck withdrawals
Making a withdrawal is arguably the most important step of iGaming. Accessing those winnings is sometimes not trivial, however. Some casino sites require you to complete certain wagering requirements first. This is often part of their deposit bonus T&Cs. Always read the fine print upfront to avoid surprises during cashout. As of 2024, sites like Spin Casino offer a maximum withdrawal limit of C$5,000. If eCheck is not supported, other common withdrawal options include Paypal (where available), Paysafecard, or Nuvei’s eCashout solution.
🟢 Tips to avoid the worst eCheck Deposit Casinos
When choosing an online casino that accepts eCheck payments, be wary of sites with unclear ownership. Other indicators to look for are lack of contact details, as well as proper licensing and regulation. Carefully review terms and conditions, check for certifications from auditors like eCOGRA, and research your target brand online before signing up. One example of a failed eCheck casino brand was Lock Poker Casino, which had issues with player fund mismanagement. They owed players millions when they closed down in 2015. There were also complaints about the mistreatment of players and general incompetence and scandal surrounding operations. Avoiding unscrupulous sites like these is vital for safely using eCheck. That’s why we maintain our eCheckCasinos.ca safe-list on a near daily basis since 2012.
🟢 eCheck Payment Alternatives in 2024
What recourse do players have if eCheck is not supported ? Players should consider alternative forms of EFTs. An excellent one is Instant Banking by Citadel. Other common alternatives include branded forms of EFT services such as Interac, Loonio by Interac, iDebit, Instadebit and Skrill Rapid Transfer. Even Paypal eCheck is a viable alternative, but that modality is offered in Ontario only. If these are not accessible, then Visa, Virtual Visa, bank wires, crypto, and ewallets are recommended. Regarding ewallets, one notable option is the brand MiFinity, recently profiled on our site. And in closing, you might even consider a niche deposit option such Direct Carrier Billing via Boku which represents an emerging payment vertical.
🟢Additional Resources About Electronic Check Canada
Our team of experts has been reviewing the best eCheck casinos Canada has to offer, ever since our launch in November of 2011. Our writing team has a combined wealth of expertise spanning over 30 years [8*][9*][10*]. Because we have different backgrounds (some of us are creative types, and others more tech-minded), you will find different voices and points of view reflected within our pages. Please expand to read more about our editorial policy plan. See More
Our eCheckCasinos brand is committed to diversity and accuracy. You will see us go above and beyond what other affiliate sites typically do when they list echeck brands. Here, we shortlist. Our standard approach is to give recommendations and answer questions that our users may have. We actually contact the iGaming companies directly, speak to their customers, interface with live agents, and deposit ourselves and/or collect user feedback. We then post proof as screenshots whenever we can. With all this upfront work done for you, you can relax and choose the highest quality sites. As a whole, we believe we bring a very unique blend of expertise and precision to the iGaming table. Along with a (sometimes quirky) sense of humor. We are planning on adding a Youtube channel soon, where we will share common player challenges. Our goal is to engage with our audience in new and exciting ways. Now, let’s meet the people behind the scenes who contribute their knowledge and dedication to making eCheckCasinos.ca the trusted resource it is today.
Donna Dorsa
Donna is an accomplished linguistic arts professional with over 15 years in iGaming. She brings a blend of creative literature, mathematics, and game theory expertise into her pieces. She has covered the iGaming sphere from end-to-end, in Canada and abroad. Her articles have received links from Pagat.com, Wikipedia, countless forums and major news outlets. Read the full Donna Dorsa eCheckCasinos.ca Profile.
Dana Nikolic
Dana brings a decade of dedicated experience in iGaming and a distinctive personal voice in her pieces. From online gambling to wellness, yoga, and nutrition, her diverse writing portfolio spans major sites like HuffingtonPost, Thrive Global, and Newsbreak. She has been a wonderful addition to eCheckCasinos. Her well thought out pieces and strong social media following reflects a genuine connection to the topics she covers. Read the full Dana Nikolic eCheckCasinos.ca Profile.
Trevor Hallsey:
Serving as the editor and a meticulous fact-checker, Trevor ‘The Hawk’ Hallsey is more than just an industry expert. With a decade-long passion for gaming, a background in computer science, and webmaster skills, Trevor provides warm and authentic insights at the crossroads of finance and all things gaming. Read the full Trevor Hallsey eCheckCasinos.ca Profile.
Yes, several sportsbooks in Canada do offer eCheck banking options. These include platforms like Sports Interaction, NorthStar Bets, and Bet365. Although they cater primarily to the sports betting market, they all double as online casinos.
Players at iGo managed casinos have strong protections, as these sites are required by law to offer fair dispute resolution. If an eCheck deposit goes wrong, players can open a formal complaint with the specific brand and escalate to the provincial regulator if needed. There are clear timelines for casinos to respond and the regulator can compel them to resolve issues.
For offshore online casinos, players have less certain recourse. They can attempt to dispute the transaction with the casino, but the site is under no legal obligation to investigate or refund the player outside of their own policies. Players may be able to open a claim with their bank's fraud department in cases of unauthorized transactions.
Direct support from the individual eCheck casino sites such as:
Email/help desk support
Phone support
Live chat
Online resources like FAQs and tutorials
Interactive digital dashboards for tracking transaction status
Assistance from your bank or financial institution that is enabling eCheck processing for your account. This may include support for setup, integration, and troubleshooting issues.
You can verify the licensing and regulation of an eCheck casino by checking the bottom of their website (typically in the footer) for licensing information. Common regulators are: Kahnawake Gaming Commission, MGA, Curacao, UKGC. For Ontario specifically, you need to look for the iGaming Ontario logo/brand. They work closely with the Alcohol and Gaming Commission of Ontario (AGCO) for licensing.
Yes, there are some restrictions on eCheck use depending on the individual casino's policies and the player's location. To mitigate eCheck fraud, some casinos (for example Cadtree Limited) implement a 2 week wait time on new players before they can access eCheck in the cashier. Additional restrictions include transaction limits. Lastly, before you can make any transactions, you will need to pass the "Know Your Customer" (KYC) checks. This involves providing proof of identity and address to ensure you are legally allowed to gamble.
Yes, eCheck is also accepted at several US-facing casinos. The availability depends on whether you are playing at offshore or licensed sites. Offshore US-facing platforms currently offering eCheck are: BetOnline, Wild Casino, Super Slots, and Sportsbetting.ag. Within the regulated USA states: BetRivers, Borgata, BetMGM, SugarHouse, Caesars, and PartyCasino all accept ACH from Americans.
According to data gathered by eCheckCasinos.ca, eChecks tend to be more popular with older players, particularly those over 40. Younger gamblers under 30 prefer other methods like credit cards and e-wallets. The 30-39 age group is a fairly even mix of eCheck and other payment options
There doesn't appear to be a strong preference for eChecks among any particular gender. Both men and women use eChecks at fairly similar rates for online casino deposits, with only slight skews towards male players
Geographically speaking, eCheck usage is spread across Canada, but is particularly popular in Ontario. This is likely due to the province's size and the new regulated online casino market there. Atlantic Canada also sees higher eCheck preference compared to other regions
One demographic where eChecks do very well is with high-stakes casino players. The higher deposit limits and sense of security appeals to VIP gamblers making large transactions. High-rollers are more likely to be older males, aligning with the general eCheck demographic trends.
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Donna Dorsa is a veteran practitioner of the linguistic arts. As an independent writing and editing professional, she's spent more than 15 years researching and playing an active role in the world's ever-evolving iGaming industry. The daughter of a novelist and electrical engineer, her passions include creative literature, mathematics, game theory, and sitting around the table with her family for a good old-fashioned card or board game. In her spare time she runs a 3D printer business from home. Here is her Patreon. You can read her bio on Muckrack and find her socials on our meet the team page.
Dana Nikolic is a veteran iGaming expert with over 10 years of experience testing and reviewing online casinos. She has written for publications such as Huffpost, Thrive Global , Newsbreak and Medium. She takes a meticulous approach to evaluating gaming sites, assessing critical factors like game variety, bonuses, customer support and withdrawal speeds. Leveraging her insider knowledge, Dana provides discerning casino reviews that highlight the top performers in the industry. She knows how to identify casinos that offer an exceptional overall experience. Dana also uncovers the best deals and bonuses to maximize player value. With a decade reviewing sites, she has stringent criteria for picking casinos that provide the most rewarding entertainment. More information about Dana on our about us page.
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